Services

What We Do

“…help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.”

Our dedicated team of insurance professionals are here to assist you in securing a Life, Disability, critical Illness and Long Term Care insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. We’ve successfully served thousands of customers and are determined to treat each individual with respect and empathy. Shopping for insurance can be difficult, but our team does the work for you. Maintain your peace of mind knowing that we do things the right way.

Since 1976, our clients’ financial well-being has always been our top priority at Wilshire Group Financial Services (WGFS).  When you engage with WGFS, a high-level view of your financial plan is reviewed to ensure that all aspects of your planning are addressed.  You will benefit from a solid foundation of true financial planning that encompasses:

Estate and Legacy Planning, Risk Management, Retirement and Savings Asset Accumulation, Debt Management, Tax Minimization, and Retirement Income Planning.  

Our process is comprehensive and client-centered, relevant throughout the various stages of your life.  We achieve this by collaborating with hand-picked lawyers and accountants, and being forward-thinkers utilizing classic financial tools such as:

Life Insurance, Long Term Care Insurance, Disability Insurance, Critical Illness Insurance, and Annuities.

Any further questions? Call us at (213)-972-8105.

– Wilshire Group Financial Services

Why Choose Us?

Individually tailored plans

Some services provide a general computer report which is much the same for everyone. Our service provides a comprehensive financial plan tailored for your individual circumstances. It will include specific recommendations with clear, detailed instructions.

Investment Capital Not Required

Our plans offer recommendations which are non-product in nature. This means you do not have to buy something or invest money. Product recommendations are made only when suitable for your circumstances and potential source of funding can be identified.

Objective Advice

Our clients are assured of receiving objective financial advice. Although our independent associates do provide insurance and investment products when requested, we would gladly collaborate with our client’s existing agents or broker if they so desire.

Ongoing Service

Once a plan has been prepared, we will assist you in the implementation process. In addition, we offer to conduct reviews with our clients at least once a year to ensure that our planning work remains up to date.

Working Relationships

Our firm maintains working relationships with top professionals in other fields. As a result, we can often refer clients to attorneys, accountants and loan officers who will provide valuable assistance. In many cases, these contacts make it possible for clients to implement ideas which might otherwise be difficult to accomplish.

No Direct Charge To Clients

Our service are provided without direct charge to our clients. We are compensated when the clients utilize companies that provide compensation to us.

Referral – Our new clients are derived from direct referrals by our existing clients.

Satisfaction Guaranteed

We will prepare your plan entirely at our risk. If you are not satisfied with our planning and recommendations, there will be absolutely no charge for our time and expense.

About Our Staff & Associates

Our planners are highly trained professionals. They engage in a continuing education program to ensure that their knowledge remains up to date. All planners subscribe to a strict code of ethical and professional conduct. Above all, they genuinely care about their clients and work hard to help them improve their financial futures.

Could you benefit from a financial plan?

Here’s what you can expect when you meet with us…

We will ask you to fill out a Pre-Meeting Questionnaire & List of documents (below) needed to prepare for a Fact Finding Meeting with your planner.

 FRINGE BENEFITS
 – Last enrollment form
 – Benefit description booklets
 – Last Pension Statement
 – Last savings plan statement

INSURANCE
– Life Insurance policies
– Life insurance statements
– Cancer, hospital or disability policies
– Last auto insurance statement
– Last homeowners insurance stmt

DEBTS
– Credit card statements
– Loan agreement
– Last mortgage statement

INCOME
 – Last tax return
 – All 1099 and W-2 forms
 – Last two pay stubs
 – Business Income/expense
statements

ASSETS

– Last county appraisal
– Last bank account stmt
– Last IRA, TSA, SEP, 401k stmt
– Statements on all other accounts

OTHER
– Will or trust
– Social Security
– Divorce decree
– Last financial plan

Request A Meeting Today

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Reach Us

Location :

880 W 1st St #614, Los Angeles, CA 90012

Email :

BLavares@wilshiregfs.com

Phone :

+1-213-972-8105